A new token priced at only $0.035 is starting to appear in top crypto investor discussions. Many say the project is developing faster than expected, and some early buyers believe the setup looks similar to past tokens that delivered major returns. The growing attention has pushed this new altcoin into the spotlight as traders look for the next crypto strong performer for 2025 and Q1 2026.
Mutuum Finance (MUTM) is now one of the most active new crypto presales in the market. The token trades at $0.035, and internal data shows consistent demand through each phase. Phase 6 is already above 88% allocated, a sign that buyers are moving in earlier than expected.
The project has also built a strong early base. The presale has raised $18.8 million, with 18,000 holders and 800 million tokens sold so far. Out of the total 4 billion supply, 45.5% (about 1.82 billion tokens) is reserved for the presale.
Since the launch in early 2025, MUTM has increased 250% from the first phase price of $0.01. The official launch price is set at $0.06, which places early phase buyers in a position to benefit from a wide price gap if the token reaches that target.
Daily activity inside the ecosystem is also rising. The project’s 24 hour leaderboard rewards the top daily contributor with $500 in MUTM, keeping interest strong as Phase 6 continues to move.
Mutuum Finance is developing a DeFi crypto platform focused on dual lending. Users will be able to supply assets to the liquidity pool and earn passive yield. When they deposit, they receive mtTokens, which track their positions and the interest they earn.
A key part of the design is the buy and distribute model. Revenue from lending activity is used to buy MUTM from the open market. Those bought tokens go to users who stake their mtTokens in the safety module. This creates steady demand for MUTM based on real platform usage rather than hype.
Borrowers will have access to flexible lending tools as well. The platform uses clear loans to value rules and automated liquidations through smart contracts. This adds stability and creates a more predictable lending market.
To support long term confidence, Mutuum Finance completed a CertiK audit with a 90 out of 100 Token Scan score, along with a $50,000 bug bounty focused on code security.
The team is also preparing a USD pegged stablecoin. It will be minted and burned on demand, and interest generated by the stablecoin system will support the protocol’s treasury. Analysts see this as an important step because stablecoins help increase platform volume and liquidity.
The project plans to use strong price feeds as well. Chainlink oracles and fallback data sources will help the system track asset prices with accuracy. This reduces risk during liquidations and keeps loans safer for both lenders and borrowers.
Because these additions expand the ecosystem, some analysts model a 3x to 8x increase above the launch price once the stablecoin and oracle systems are active. In a strong market, projections show even higher potential once platform usage rises through 2026.
According to the official X announcement, the V1 protocol will go live on the Sepolia testnet in Q4 2025. This version will include the liquidity pool, mtToken system, debt token, liquidator bot and support for ETH and USDT.
This shift from development to active testing is a key moment for any DeFi project. Many investors watch for this stage because it shows the protocol is moving from planning to delivery. Once users can test the system, interest often grows as confidence increases.
Phase 6 is moving fast. With more than 88% allocated, buyers expect the next stage to open soon. Internal activity also shows rising whale participation. Larger buyers view early phase prices as attractive because the gap between $0.035 and the $0.06 launch price provides a wide margin for early gains.
This combination of whale activity, strong presale numbers, a defined roadmap, and a growing ecosystem is why many traders now see MUTM as one of the best crypto to buy now in the sub $1 range.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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