Cryptocurrency

The "XRP Flippening" Watch: Could Digitap ($TAP) Overtake XRP's Market Cap in 2026?

Written By : Market Trends

Following the recent crypto market crash, Ripple holders’ uncertainty continues to rise. In the panic selling that ensued on October 10th, the XRP price plunged 50%, liquidating many long-term holders.

Now, investors are searching for low-cap gems that can provide explosive returns in the next bull cycle. The leading alternative investment choice of many Ripple investors is Digitap ($TAP), the first omni-bank that is bringing crypto and fiat together in one app.

Image Courtesy: X (Formerly Twitter)

The project has already surpassed the $1 million milestone and continues to gain momentum in its early presale phase. Seasoned investors speculate that Digitap has the potential to outshine XRP’s massive $158.81 billion market cap in 2026. Read on to find out how.

XRP Price Prediction: Will Ripple Reach $3.5 or Drop Further?

Over the past two weeks, the XRP price has been consolidating in the $2.3-$2.64 range. However, it has regained some bullish pressure in the short term with an 11% rise in the past four sessions.

Ripple currently trades around $2.63 after gaining 2.76% in the last 24 hours. The daily trading volume has seen a significant decline of 18% today.

Image Courtesy: TradingView

Due to the macro-driven shock, technical indicators are demonstrating a mixed future XRP price outlook. The RSI is overbought with a value of 73 in the 4H time frame. Meanwhile, the MACD oscillator continues to rise higher, indicating increasing buying pressure. 

The XRP price is trying to reclaim the $2.7–$2.8 support zone it had broken. Immediate resistance lies near this level, which means further profit-taking could occur here. A breakout from this region could spark a relief rally and validate the XRP price prediction of $3.5.

However, failing to reclaim this area would increase the likelihood of a correction toward the $2 support.

Digitap: Can The First Omni-Bank Flip XRP To Become A Market Leader?

Ripple’s main utility is that it facilitates fast cross-border payments at low costs and supports on-chain financial operations. However, it mainly serves large financial institutions and not individual users.

In contrast, Digitap is created with the purpose of empowering users through its omni-banking services integrated with blockchain technology. It simplifies cross-border finance for users, helping them manage, move, and grow their money without friction and high costs.

Image Courtesy: FXC Intelligence

According to data from FXC Intelligence, the cross-border payments market, which is currently worth over $194 trillion, is forecast to reach $320 trillion by 2032. This translates to a compound annual growth rate (CAGR) of 6.2%, providing Digitap sufficient room to grow in this expanding market.

Best Altcoin to Buy Now — $TAP Shatters $1 Million Mark With Early Presale Traction

The Digitap presale is making headlines in the crypto world with its rapid momentum in the early stages. Currently in stage 2, it has already raised over $1 million, setting new records for presale project funding.

The $TAP token is available at an undervalued price of 0.0194 USDT for a limited time and will surge to 0.0268 USDT by the next stage.

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$TAP is a core component and the native cryptocurrency of the Digitap ecosystem. However, it is not just a utility token but rather the backbone of the entire DigiTap network. 

The token enables staking, everyday transactions, and governance. Token holders also get VIP benefits like enhanced cashback rates, access to exclusive events, and priority support.

XRP vs $TAP: Which Is The Best Crypto To Invest In 2025?

The XRP price is trading sideways with technical oscillators signaling opposing outlook. A breakout from the immediate resistance zone could fuel a rally to $3.5, but further correction is also possible if the breakout gets rejected.

Meanwhile, the value of $TAP is rising steadily with fixed-price increments in presale, offering investors a high-potential opportunity to earn a significant return on investment at low risk.

With Digitap steadily capturing a significant share of the cross-border payment industry, its native token has the potential to 100x early holders’ investment by the time of token listing. This high potential upside puts $TAP among the best altcoins to buy now.

Digitap is Live NOW. Learn more about their project here:

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Disclaimer: Analytics Insight does not provide financial advice or guidance on cryptocurrencies and stocks. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. This article is provided for informational purposes and does not constitute investment advice. You are responsible for conducting your own research (DYOR) before making any investments. Read more about the financial risks involved here.

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