Near Protocol and Internet Computer remain two of the more closely watched names as the market leans toward projects with clearer real-world use. Both are still dealing with structural pressure, and that has left holders weighing how much upside is realistically left in the near term.
As conviction starts to thin, some investors are beginning to rotate into projects with a more direct utility. One of the top projects in this category is Remittix, a live PayFi platform connecting crypto with global payments infrastructure at a timely moment.
NEAR co-founder Illia Polosukhin has articulated a compelling long-term vision. AI agents will become the primary users of blockchain, with crypto becoming invisible to end users while NEAR handles settlement beneath the surface. That narrative is gaining traction. A privacy upgrade enabling confidential transactions launched in early March, fueling a 12% price surge and renewing analyst optimism around NEAR’s DeFi and institutional use cases.
But the chart remains contested. On the daily timeframe, NEAR is bearish. The 50-day moving average sits above the price and is falling, acting as active resistance. The 200-day moving average has been declining since late January, confirming that the longer-term trend hasn’t reversed despite short-term noise.
Analysts place the key resistance cluster at $1.34–$1.38, with the technical setup offering a 60% probability of reaching that zone. This possibility hinges on broader market support holding. Without that macro tailwind, NEAR’s recovery remains a conditional trade.
ICP’s infrastructure ambitions (fully on-chain apps, a decentralized cloud layer, AI-native development tools) remain technically credible. ICP is consolidating in a tight range near $2.40-$2.60, with the $2.20-$2.30 zone functioning as the key support floor. Holding above this level keeps the short-term recovery structure intact, but the first meaningful resistance is around $3.50, where past spikes have historically relapsed.
ICP’s recent moves have closely tracked Bitcoin’s direction rather than its own catalysts, behaving as a high-beta asset that amplifies broader market moves without generating independent momentum. That dynamic makes it a difficult asset to size confidently when macro conditions remain unsettled.
Both NEAR and ICP carry compelling long-term narratives. What they share in the near term is a recovery story that requires external conditions to cooperate before price confirms the thesis. That’s the gap Remittix is filling for investors who want their capital working now, not waiting.
The PayFi sector is underpinned by structural tailwinds that extend far beyond crypto sentiment cycles. Digital wallets accounted for 49% of global e-commerce transaction value in 2023 and are expected to reach 54% by 2026. The cross-border payments segment represents trillions in annual transaction value hemorrhaging billions in unnecessary fees every year. That’s the market Remittix is positioned to capture.
The project isn’t speculating on that opportunity. Its PayFi platform goes live soon, with crypto-to-fiat conversions routing directly to bank accounts across 30+ countries. The iOS wallet is deployed, the CertiK audit is clean, and the presale has crossed $29.7 million in raised capital. This figure reflects sustained conviction across a challenging macro environment.
Market observers consistently point to projects solving tangible problems (cross-border remittance, real-time conversion, direct bank payouts) as the category best positioned to capture share from traditional payment systems in 2026. Remittix fits that description precisely. Confirmed exchange listings on BitMart and LBank are in place, with the $30 million presale milestone now within reach.
For NEAR and ICP holders weighing their best crypto investment this month, the question isn’t whether those assets recover eventually. Most analysts expect they will. The question is whether a live product, a defined catalyst timeline, and a closing presale window represent a stronger near-term allocation. The rotation data suggests a growing number of investors have already answered that.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp
_____________
Disclaimer: Analytics Insight does not provide financial advice or guidance on cryptocurrencies and stocks. Also note that the cryptocurrencies mentioned/listed on the website could potentially be risky, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. This article is provided for informational purposes and does not constitute investment advice. You are responsible for conducting your own research (DYOR) before making any investments. Read more about the financial risks involved here.