The hunt for the next big investment often starts by looking at past success stories. In 2020, Ethereum was a cheap crypto trading at around $226. Just 18 months later, it hit $4,631, creating life-changing wealth for early holders. This pattern of a functional platform launching at a low price and then exploding is what analysts now see in Mutuum Finance (MUTM). They predict this new crypto could target $2 by the end of Q4 2026, turning it from a cheap crypto into one of the best crypto to buy now for massive growth.

The Live Testnet Building Confidence

The Mutuum Finance V1 protocol is currently live for testing on the Sepolia testnet. This allows the community to interact with a full simulation of the platform using test versions of major assets like USDT, ETH, LINK, and WBTC. When a user supplies these test assets, the protocol mints corresponding mtTokens, which act as a digital receipt of the deposit; these mtTokens automatically grow in value as simulated yield accrues. 

On the borrowing side, taking out a test loan generates debt tokens that track the principal and interest in real time. A key safety feature is the automated liquidator bot, which continuously monitors positions and triggers liquidations if collateral values fall below safe thresholds, providing a complete preview of the system's risk management.

Three Features That Power the $2 Price Target

1.  Presale Window: A Direct Path to 7x Gains

Mutuum Finance is in Phase 7 of its presale, with tokens at $0.04. The launch price is confirmed at $0.06. However, experts see a path to $0.28 almost immediately after launch, a 7x gain. Why? The project has a fixed supply of 4 billion tokens, with nearly half set aside for the presale. Over 840 million have already been sold to more than 19,000 holders. When the token lists on exchanges, thousands of new buyers will want in, but the available supply will be very limited. This high demand and low supply can push the price up very fast. For example, a $1,000 investment now buys 25,000 tokens. At $0.28, that investment would become $7,000.

2. The mtToken System: Your Deposit Earns More Every Day

When you use the Mutuum platform to lend assets like USDT, you receive special tokens called mtTokens. Think of these as a receipt that grows in value. They automatically increase in worth as interest is paid by borrowers. If you deposit $5,000 in a pool earning 12% annual yield, your mtTokens would represent that growing balance, earning you about $600 in a year without any extra work. This useful feature could attract many users, creating more demand for the MUTM token and helping its price rise.

3. The Buy-and-Distribute Reward Engine

Mutuum Finance is designed to share its success with its users. A portion of all fees from lending activity is used to automatically buy MUTM tokens from the open market. These tokens are then distributed to users who stake their assets in the platform's safety module. It is like earning a cash dividend simply for being a loyal stakeholder.

Why $2 is a Realistic Target for This New Crypto

The prediction for MUTM to reach $2 is based on its real utility and strong setup. Unlike meme coins with no use, Mutuum provides a real financial service that people need. Its presale is almost over, creating a supply crunch. Its reward system encourages long-term holding. Combining these factors with the massive growth potential seen in early-stage projects like Ethereum's past, a 7x surge to $0.28 at launch, followed by a climb toward $2, is a logical path. For investors looking for the best crypto to buy now for explosive growth, the evidence points clearly to this cheap crypto before its presale ends.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance