Analysts known for calling early breakouts in Ethereum (ETH) and Solana (SOL) are now turning their focus to Mutuum Finance (MUTM). Their latest projection points to a 400% upside from the current $0.035 presale price, viewing it as one of the most undervalued entries in today’s market. These experts believe that the next crypto to hit $1 will come from a project that blends real-world lending mechanics with stablecoin innovation—and Mutuum Finance (MUTM) is fitting that profile with precision.
The project is gaining attention because it plans to merge practical DeFi tools with strong security and governance. As its presale progresses, investors are beginning to recognize how this mix of transparency, usability, and future potential is setting a new standard for sustainable crypto prices.
Mutuum Finance (MUTM) is currently in Phase 6 of its presale, where the token is priced at $0.035. The team has already raised about $18.5 million, attracting more than 17,800 holders. Around 87% of the 170 million tokens allocated to this round are already sold. The next phase, Phase 7, will lift the price to $0.040, marking a 15% increase and reinforcing steady demand across each stage.
The project’s total supply stands at 4 billion tokens, and the ongoing response shows rising global attention. Analysts note that early participants from Phase 1 ($0.01) have already seen growth between 250% and 300%, signaling strong confidence in the token’s potential. With a listing target expected near $0.06, the projected 400% return from the current level appears aligned with organic presale momentum and expected exchange exposure. This traction highlights why Mutuum Finance (MUTM) is being called the next crypto to hit $1 by several market watchers, who emphasize its steady expansion and consistent investor engagement.
Mutuum Finance (MUTM) announced on its official X account that the V1 version of its protocol will be available on the Sepolia Testnet in Q4 2025. This version will introduce core elements such as a liquidity pool, mtToken, debt token, and a liquidator bot to keep the system secure and running smoothly. At the start, users will be able to lend, borrow, and use ETH or USDT as collateral.
By releasing V1 on testnet first, the team allows users to try the platform early. This helps build trust, attract new users, and create growing interest. As interest increases, it may also lead to higher demand and stronger token value.
At the center of Mutuum Finance (MUTM) lies its dual lending system—Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C model, users will supply liquidity to audited smart contracts that manage borrowing and lending automatically. Interest rates will adjust in real time based on pool utilization, making the system efficient and fair for both sides. The P2P model will allow users to negotiate custom loan terms for unique or less-liquid tokens. By running both systems in parallel, Mutuum Finance (MUTM) will maintain liquidity flexibility and create continuous fee generation that supports long-term token demand.
Another major growth driver will be Mutuum’s upcoming stablecoin. It will stay pegged near $1 and will only be minted when users borrow against collateral. Each token will be burned when loans are repaid or liquidated. Governance will manage the interest rate to balance the stablecoin’s value through automated adjustments and arbitrage incentives. This model will ensure that lending and borrowing stay active while keeping the system secure and overcollateralized. Together, these components will make Mutuum Finance (MUTM) one of the most practical ecosystems among new DeFi entrants—an advantage that will influence crypto prices once it reaches public exchanges.
Mutuum Finance (MUTM) will integrate Chainlink price feeds to maintain accurate and tamper-proof valuations. The system will also include fallback and aggregated sources to enhance reliability. This setup will protect users from false liquidation risks and give large-scale investors confidence to provide collateral safely. Accurate data feeds will also support fair borrowing limits and promote consistent market usage.
As the platform expands, Mutuum Finance (MUTM) will become a candidate for Tier-1 and Tier-2 listings after its core lending modules go live on mainnet. Analysts who previously tracked early-stage surges in major tokens believe that post-listing demand will push MUTM sharply higher as liquidity deepens and awareness grows. Their models point to a 400% price rise within the first trading cycles following exchange introduction, echoing past examples where utility-driven DeFi tokens experienced multi-fold appreciation.
Security will also remain a priority. The project has completed a CertiK audit that delivered a Token Scan Score of 90.00 and a Skynet Score of 79.00 after both manual review and static analysis. Mutuum Finance (MUTM) will also continue its $50,000 USDT bug bounty program, offering rewards up to $2,000 for critical findings. This commitment to safety reinforces investor confidence and builds trust in long-term protocol integrity.
The market narrative around Mutuum Finance (MUTM) is shifting from curiosity to conviction. With Phase 6 almost sold out and the next price increase to $0.040 approaching, experts agree that the current entry point remains deeply undervalued. The mix of dual lending systems, stablecoin design, reliable oracle strategy, and verified security gives the project both functionality and credibility. Analysts project that as listings approach and ecosystem activity begins, MUTM will stand out among the next wave of lending protocols. They see it as the rare combination of timing, product readiness, and demand that delivers exponential gains.
Phase 7 will soon open, and entry at $0.035 will no longer be available. For investors searching for the next crypto to hit $1, Mutuum Finance (MUTM) represents the kind of early-stage opportunity that has defined every major run in decentralized finance so far. Analysts see MUTM as the case where utility, security, and perfect timing align for 400% gains from today’s price point.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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