Panama City, 21 August 2025 - HTX, a world-class crypto exchange, is proud to announce the launch of its new Stablecoin Earning Zone, offering yields up to 20% APY. This initiative is taking place in a general climate where retail savers across the globe feel increasingly frustrated when bank deposits do not even garner inflation, which in the U.S. are for the most part at 4.2%.
These passive income products based on stablecoins fast evolve into a great second option. Stablecoins are cryptocurrencies pegged 1:1 against primary fiat currencies like the United States dollar. Examples comprise USDC, USDT, USD1, and USDD. They work under the direct terminology of being "dollar deposits on a blockchain" and can be used for transactions and payments. They provide access to financial products in the crypto space with interest rates considerably exceeding that of traditional banks.
HTX has launched dedicated passive income products for stablecoins on its Earn feature, offering users returns of up to 20% APY across major stablecoins including USDC, USDT, USD1, and USDD. The platform is also offering an exclusive benefit for first-time Earn users: a limited-time 100% APY on a small amount of subscriptions, which lowers the entry barrier for those new to digital wealth management.
USDC: Widely regarded as the "gold standard" of dollar-backed stablecoins. USDC is issued by Circle and fully reserved with cash or cash equivalents deposited to banks. On HTX, the USDC Flexible Earn product offers up to 15% APY, catering to users prioritizing safety and stability.
USD1: A leading stablecoin which debuted on HTX, was launched in April 2025 by World Liberty Financial (WLFI), a fintech firm backed by the Trump family. Pegged 1:1 to the U.S. dollar and designed for seamless fiat-to-digital conversion, USD1 features strong liquidity and low fees. HTX is offering a limited-time interest subsidy for the USD1 Flexible Earn product, boosting yields to as high as 20% APY.
USDD: The stablecoin within the TRON ecosystem is backed by reserves of BTC, ETH, and TRX, bringing added flexibility. Beyond delivering up to 12% APY, USDD can be exchanged 1:1 for USDT directly on HTX, giving users both yield potential and on-demand liquidity.
USDT: The most widely used stablecoin globally, USDT is accepted across virtually all exchanges and DeFi protocols. HTX’s USDT Earn product offers up to 20% APY for regular users and a 100% APY for newcomers.
USD Deposits: Annualized returns of 2% to 4.2%, with significant interest penalties for early withdrawals.
US Treasury Bonds: 10-year Treasury bonds yield approximately 4.29%, but have long lock-up periods
High Yields: Up to 15-20% APY, significantly outperforming traditional low-risk options.
High Liquidity: Supports flexible deposits and withdrawals without capital lock-up.
Global Platform Backing: Backed by a global platform, supporting free conversion between multiple currencies.
To illustrate, a $10,000 investment in a 10-year US Treasury bond would yield $429 annually (4.29% APY). In contrast, the USDC Flexible product on HTX Earn, with a 15% APY, would yield $1,500 annually while offering flexible access to funds. The difference is substantial.
HTX Earn is configured mainly for two users: the beginner and the professional trader. New traders will trade in smaller sizes using the intro offer and, hence, environment exposure is given to digital assets in the low-risk-higher-reward atmospheric setting. Experts may diversify into several stablecoins as sub-funds to provide a balance with return and liquidity within their bigger portfolio strategy.
With the increase of stablecoin use cases for settlement, cross-border payment, on-chain rewards, and DeFi investments, platforms providing secure and compliant earning-making products will be well positioned to siphon demand.
HTX reckons better opportunity can be fashioned from the biggest assets-with USDC, USD1, USDT, and USDD-offering income and passive plans applicable in managing digital assets as simply as bank deposits while also capturing yields that outstrip what traditional finance offers.
Given the inadequacy of 4% yields in the current market, HTX advocates for stablecoins as the foundation of a new paradigm in digital wealth management.
Founded in 2013, HTX (formerly Huobi) has evolved from a virtual asset exchange into a comprehensive ecosystem of blockchain businesses that span digital asset trading, financial derivatives, research, investments, incubation, and other businesses.
As a world-leading gateway to Web3, HTX harbors global capabilities that enable it to provide users with safe and reliable services. Adhering to the growth strategy of "Global Expansion, Thriving Ecosystem, Wealth Effect, Security & Compliance," HTX is dedicated to providing quality services and values to virtual asset enthusiasts worldwide.
To learn more about HTX, please visit https://www.htx.com/ or HTX Square , and follow HTX on X, Telegram, and Discord. For further inquiries, please contact glo-media@htx-inc.com.
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