Dogecoin printed hundreds, if not thousands, of millionaires last cycle. But the game is different now, and in 202,5 investors want more than memes. DOGE has symbolized the power of speculation for over a decade and has even had a Spot ETF product approved.
But with memecoin volumes never returning to their 2024 highs, investors need to adjust. Utility altcoins are back in the driver’s seat, and projects like Digitap ($TAP) are quickly gaining the spotlight and positioning as the best cryptos to buy now.
This is not another presale filled with promises, but the world’s first omni-bank platform, already live with a Visa-backed card and Apple/Google Pay integration. In Q4, all that matters is proof of product and real-world adoption, and $TAP has emerged as the trade retail investors cannot afford to miss.
Dogecoin is the undisputed king of memes and has been trading for over a decade. Powered by retail mania and tweets from Elon Musk, it became a powerhouse and one of the most parabolic charts in existence. But that was last cycle, and the rules have changed.
Dogecoin will continue to thrive when market sentiment is bullish, and the chart does show a succession of higher lows and a long consolidation, suggesting an incoming break to the upside. Still with a $40 billion market cap, investors need to manage their expectations on the multiples $DOGE can offer here. It is a marvellous cultural asset, but for investors searching for big multiples, there are plenty of better options.
Digitap is the world’s first omni-bank platform that erases the line between fiat and crypto. Available on iOS, Android, and desktop, the app enables users to deposit, withdraw, exchange, and spend money seamlessly. Its Visa-backed card integrates with Apple and Google Pay, while unlimited no-KYC virtual cards offer radical privacy for online spending.
This is how money should look in the modern digital-first age, and Digitap plugs into traditional banking and leverages blockchains to ensure money moves like information: instantly.
A better regulatory environment has been harsh on memecoins, as investors look to products that solve real problems. And looking ahead to Q4, macro and market catalysts align in Digitap’s favor. Cross-border payments are projected to surpass $290 trillion annually by 2030, while crypto adoption now exceeds 560 million users worldwide. Gen Z and Millennials are mobile-first banking users, and this will only grow with time.
Digitap captures all three trends. It’s mobile-native, globally interoperable, and built to scale with both fiat and crypto rails. Even better, the $TAP token powering this ecosystem has a hard-capped 2 billion supply and multiple burn mechanisms. Every transaction through Digitap contributes to reducing supply. With over $110,000 already raised in its presale, momentum is strong, and $TAP looks like an easy contender as one of the best cryptos to buy right now.
Retail wants more than memes, and memecoin trading volume tells the entire story. Investors are rotating out of speculative gambits and into utility plays. Meme trading volumes have declined since 2024, and projects delivering real-world tools—payment apps, omni-bank solutions, or AI-integrated platforms—are attracting fresh capital.
Memecoins will still do well when the market runs hot. But users increasingly want tokens with buybacks, and buybacks mean that the product has to generate revenue, which memecoins cannot do. Digitap is perfectly positioned, offering the familiarity of banking with the speed and cost of crypto.
Dogecoin will always hold a place in crypto history. But for retail investors looking for serious returns, $TAP looks like the better option. With a live omni-bank platform, Visa card integrations, and a deflationary token economy, Digitap ($TAP) boasts both utility and upside.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Social: https://linktr.ee/digitap.app
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