Most XRP holders are expected to sell at $10–$20 due to profit-taking psychology.
ETF approval could act as the biggest catalyst for XRP’s next surge.
The cryptocurrency market remains divided on whether XRP’s true potential lies beyond $20.
The cryptocurrency market thrives on bold predictions, and one of the latest claims is that most XRP holders will cash out when the price reaches between $10 and $20. While this might sound extreme at first, there are real reasons behind this expectation. Investor psychology, current price levels, and upcoming developments in regulation and adoption all play an important role in shaping this outlook.
Experts and community leaders believe that a price range of $10 to $20 is a natural point where many XRP holders will sell their holdings. This has to do with psychology as much as it does with numbers. Round figures, such as $10 or $20, act as strong mental targets. For those who bought XRP when it was under a dollar, hitting double digits represents a massive return. For example, someone who invested at $0.50 would see a twenty-fold gain at $10. That kind of profit is hard to resist.
Another factor is the fear of missing out on taking profits. If XRP rises quickly, investors often worry that the price could fall just as fast. Selling at $10 or $20 can feel like “locking in” a win, even if the price might climb further. This mindset, common in crypto markets, leads to concentrated selling around these levels.
At present, XRP price trades in the range of $2.80 to $3.40. This is far below the predicted $10–$20 zone but still represents a big improvement compared to past lows. Analysts say that for XRP to reach double digits, strong catalysts will need to emerge. One of the biggest potential drivers is the approval of a spot XRP exchange-traded fund (ETF). If approved, it would allow institutional investors to gain exposure to XRP in a regulated way, possibly bringing large amounts of money into the market.
Some experts even suggest that with ETF inflows and wider adoption, XRP could rise far beyond $20, potentially touching $50 or even $100 in the best-case scenario. Technical analysts have also pointed to historical price patterns, which support an average target of around $20 during strong market cycles. Still, these are all predictions that depend heavily on future events.
Blockchain data shows that many XRP holders have moved their coins from exchanges to private wallets in recent months. This trend suggests conviction, as holders who plan to sell quickly usually keep coins on exchanges. Additionally, a substantial portion of the XRP supply has remained unchanged for years, indicating a long-term confidence in the asset.
At the same time, market history shows that when prices rise too fast, selling pressure grows. In the past, “sell walls” have appeared at key price levels, where large numbers of holders rush to liquidate their positions. The $10 to $20 range could be one of those walls if momentum carries XRP into double digits.
Also Read: XRP Burns Drop to Zero: What Does it Mean?
XRP price predictions suggest that several key factors must align to reach and sustain prices in the $10–$20 zone. Regulatory clarity is the most essential aspect. If a spot ETF is approved, it could trigger huge demand from institutions that previously avoided XRP due to legal uncertainties.
Real-world adoption of XRP needs to expand. Ripple has long promoted XRP as a tool for cross-border payments, remittances, and liquidity management. As more banks, payment providers, and fintech platforms integrate XRP into their systems, demand for the token is likely to increase naturally.
The wider financial environment must remain supportive. In periods when interest rates are high and risk appetite is low, investors tend to shy away from speculative assets, such as cryptocurrencies. For XRP to thrive, conditions such as low interest rates, high liquidity, and strong risk appetite are favorable.
The actions of large holders will matter. If these whales dump their holdings during a rally, the price may never reach $10. But if they hold, the market could have enough momentum to push higher.
While it is believable that many will sell at $10 to $20, saying that 99 percent of holders will exit is almost certainly an exaggeration. XRP’s investor base is diverse. Some are retail traders seeking short-term profits, while others are institutions or long-term believers who view XRP as part of a much larger financial future.
Some investors think $10 to $20 is only the beginning. If adoption continues to grow and institutional money pours in, they may hold out for higher targets, such as $50 or more. In past crypto cycles, many investors who sold early later regretted it when prices continued to rise. This memory could encourage some to hold on longer this time.
It is also important to consider risks. Regulatory setbacks, technical issues, or broader economic downturns could prevent XRP from ever reaching a price of $10. In the crypto market, sharp corrections are common, and strong rallies often collapse under their own weight. Even if XRP reaches $10, maintaining that level may be challenging without sustained demand and adoption.
Another risk is liquidity. If many holders attempt to sell simultaneously, exchanges may struggle to handle the volume smoothly, resulting in slippage or sudden price drops. This could prevent XRP from reaching the higher end of the predicted zone.
The forecast that most holders will sell at $10 to $20 highlights the emotional side of investing as much as the technical side. It shows how competition, fear, and greed shape markets as much as adoption and regulation do. Whether XRP actually reaches that range depends on factors that go beyond charts, including global regulation, banking partnerships, and institutional inflows.
Many investors will likely take profits if XRP reaches double digits. But the prediction that nearly all will sell seems unrealistic. Some will sell to secure gains, while others will continue to hold, waiting for a bigger future. The $10–$20 range could become a battleground, where short-term traders exit and long-term believers stay invested.
Also Read: XRP Price Steady: Could a New Breakout Happen Soon?
The idea that most XRP holders will sell at $10 to $20 has captured attention as it reflects both human psychology and market realities. Current prices around $3 make the prediction seem ambitious, but with possible catalysts like an ETF launch and institutional adoption, the scenario cannot be ruled out.
Still, the outcome will depend on numerous factors, including regulation and market conditions. While many may sell when XRP hits double digits, others will hold on, betting that the story of XRP is only just beginning. The coming years will show whether $10 to $20 becomes the peak of a cycle or just another milestone on a longer journey for one of crypto’s most closely watched assets.
Q1. Why do experts believe most XRP holders will sell at $10–$20?
Most XRP holders are expected to sell at this range as it represents massive profits for early investors, and round numbers often act as psychological exit points in the cryptocurrency market.
Q2. What role does an ETF play in XRP’s price prediction?
An ETF would allow institutional investors to buy into XRP in a regulated way, potentially bringing billions in liquidity and pushing the price closer to double digits.
Q3. What is the current price of XRP?
XRP is currently trading in the range of $2.80 to $3.40, which is far from the $10–$20 target but shows steady growth compared to past lows.
Q4. Could XRP rise above $20 in the future?
Yes, some analysts predict XRP could even reach $50–$100 if ETFs, institutional adoption, and large-scale use cases in payments and remittances align.
Q5. What risks could stop XRP from reaching $10–$20?
Regulatory setbacks, profit-taking by whales, liquidity issues, or unfavorable global economic conditions could prevent XRP from hitting or sustaining that range.
Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp
_____________
Disclaimer: Analytics Insight does not provide financial advice or guidance on cryptocurrencies and stocks. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. This article is provided for informational purposes and does not constitute investment advice. You are responsible for conducting your own research (DYOR) before making any investments. Read more about the financial risks involved here.