The crypto market is off to a mixed start in the new year, with many altcoins struggling to maintain momentum. For example, Sui (SUI) gained in the first two weeks of the year but has seen its token tumble hard after its second major outage.
Instead, many investors are shifting attention to crypto presales and hunting for the best undiscovered crypto to buy. One standout name attracting a lot of attention is Digitap ($TAP), the maker of the world’s first “omni-bank.”
Digitap offers a global banking app that provides both fiat and crypto services in one central location. The app is already live and available on iOS and Android devices, and helps people worldwide save money on basic services.
Digitap’s bank lets users send, receive, store, save, invest, swap, and spend both fiat and crypto seamlessly. Key features include an AI-assisted global money transfer system that selects either on-chain crypto transfers or off-chain fiat payments.
By leveraging the strengths of both forms of money, users can send funds worldwide within seconds at a cost of less than 1%. By contrast, legacy money remitters charge an average of 4.2%, meaning users that use Digitap’s services are left with more money in their pockets.
Digitap recently partnered with Visa to power its prepaid debit cards linked to user accounts. Users can even load their cards with crypto, and the built-in AI scans for the cheapest swap options at the time of purchase. This means Digitap has solved one of crypto’s longest-standing problems: making digital currency spendable in real life.
The app offers an optional no-KYC signup for basic accounts. This is an attractive feature that could provide financial inclusion to the 1.4 billion unbanked people worldwide, many of whom don’t have access to identification.
Digitap’s crypto presale of its native $TAP kicked off in late summer and is structured in phases. After each round, the price of $TAP increased incrementally. The token was initially offered for sale at $0.0125, and it has steadily risen to $0.0439.
The structure earned $TAP a spot as one of the top altcoins to buy as a hedge. Early investors are sitting on a roughly 250% paper profit, meaning even a small allocation to $TAP could offset heavy losses. This helps explain how the token has raised more than $4.3 million to date, despite the crypto “Fear & Greed” index trending near some of the lowest levels seen in years.
Beyond a near-term portfolio hedge, Digitap’s tokenomics make it a strong crypto to buy for the long term. With a fixed token supply of just 2 billion $TAP, half of the network’s profits are allocated toward buybacks, burns, and funding stakers. This deflationary model steadily reduces the circulating supply over time, a process that will accelerate as Digitap’s business scales worldwide.
Digitap has also confirmed that $TAP will graduate from a crypto presale to list on major exchanges. The team set an expected exchange listing price of $0.14, which provides a clearer benchmark for the token’s potential. A listing would open $TAP to greater visibility and allow the broader public to gain easier access.
Sui is a prominent layer-1 blockchain that many consider a top altcoin to buy due to its technical innovations. However, a six-hour network outage on January 14 impacted investor confidence, even though user funds were safe and unaffected.
Sui attributed the outage to a divergence in internal consensus among validators. Its response emphasized that safety and consistency are prioritized over uptime. Still, the damage was done, and the token was punished accordingly, falling from around $1.76 to $1.55.
Beyond the near-term disruption, Sui’s investment narrative is also affected by its inflationary token design. Unlike tokens with shrinking supply, Sui’s supply is set to grow by around 3.8%. Meanwhile, the network has a total supply of 10 billion tokens, of which fewer than 4 billion are currently in circulation.
This large supply overhang could act as a ceiling on Sui’s price. Even if the network recovers from the outage and investor confidence returns, periodic token unlocks add incremental pressure.
Sui’s network outage has weighed on investor confidence, although the project may ultimately move past this near-term setback. For example, Solana faced multiple outages in the past but later regained support by demonstrating its ability to address technical issues.
Still, this represents a near- to medium-term overhang, weakening Sui’s appeal as a top altcoin to buy. Digitap, by contrast, has seen momentum build even during last year’s heavy market selloff.
The crypto presale has already surpassed the $4 million milestone and is now targeting the $5 million level. Backed by a working fintech app with clear user benefits and tokenomics designed for long-term appreciation, Digitap stands out as a strong crypto to buy at current levels.
Digitap will still need to execute on its roadmap, and long-term success depends on adoption. That said, the risk-reward profile skews in its favor, with the potential to deliver stronger returns than many established tokens, including Sui.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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