XRP has long been promoted as a bridge currency for international transfers. Yet while it remains a top digital asset, its adoption has left investors disappointed. A new project, Digitap ($TAP), has emerged with a stronger pitch and market case. As the world’s first omni-bank, Digitap combines banking functions with blockchain tools. 

The project integrates with Visa, supports multi currency IBANs, and offers mobile wallet compatibility with Apple Pay and Google Pay. Analysts say these features could make $TAP one of the best altcoins to buy, particularly for investors seeking exposure to the $10T payments industry. With this market, a 50x multiplier is not out of the question. 

Why XRP Investors Are Looking Elsewhere

XRP’s positioning cannot be denied and it’s known as a low-cost and fast payment mechanism.  But its limitations have become more visible. Legal battles in the US created uncertainty for institutions considering adoption. Market performance has been inconsistent, with extended periods of stagnation. While it processes cross border payments efficiently, it lacks the broader product set that appeals to mainstream users. 

Moreover, it likely has limited upside remaining. Trading at $2.91, XRP has already seen explosive growth and this run is unlikely to continue. A good entry point would have been up to Q4, 2024, where it traded around the $0.50c mark before skyrocketing. It’s now an established coin that has been hyped for years, with huge institutional investment. Many investors are therefore diversifying, looking for early stage tokens with both growth and utility. 

Digitap is attractive because it targets the same payments narrative but does so with broader services. By branding itself as the first omni-bank, Digitap signals its ambition to combine banking style services with blockchain. It’s not a coin for large banks, but a coin for people. 

The idea of a real time gross settlement system for banks has merit, but it has not quite achieved adoption. Digitap is aiming for a different aspect of banking, targeting payments for professional workers, digital nomads, and small business owners who want seamless interoperability between fiat and crypto, through one secure interface. 

How Digitap Could Become A Banking Giant

Digitap’s roadmap is built around providing users with tools they already understand. Visa card access, Apple Pay and Google Pay compatibility, and IBAN accounts create a system that feels like traditional banking while being powered by crypto. The model suggests that $TAP is not just another speculative token but a service with everyday application. 

This approach appeals to a wide audience, from crypto natives who want more payment options to mainstream users who need simple financial services. Tokenomics reinforce this vision with a 124% staking APY. A fixed supply ensures scarcity, while staking rewards ensure commitment. The buyback and burn mechanism continually reduces supply, creating upward pressure. 

This structure is why some analysts believe $TAP is one of the best crypto to buy now, blending usability with economic incentives. If adoption matches ambition, Digitap could justify projections of 50x growth, positioning itself as a serious banking force in the crypto industry. Currently priced at $0.0125, the token looks criminally undervalued. 

For this to happen it would need to become a standard payments option, particularly for remote workers and small business owners. Digital workers can get paid their salaries through Digitap, crypto or fiat, and spend as they please at any Point of Sale that accepts crypto, Visa, or Mastercard. This gives it international appeal. It also has zero KYC restrictions for increased market access, giving it an edge over Ripple. 

Digitap: The Future Of Banking?

XRP remains an established name in crypto, but investors are shifting attention to projects with broader potential. The project is more concerned with large banks than everyday users. 

Digitap, meanwhile, is positioning itself as the first omni-bank, offering payments, IBAN accounts, and mobile wallet compatibility. It offers universal appeal to anyone who wants full financial control over payments, fiat or crypto. 

Analysts see the possibility of 50x growth if execution meets expectations. Already ranked among the best crypto to buy right now, $TAP presents a rare blend of vision and practicality. 

Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

Presale https://presale.digitap.app  

Website: https://Digitap.app  

Social: https://linktr.ee/digitap.app