What’s the use of a crypto wallet if it doesn’t connect to anything but other crypto wallets? Because the onchain economy is like a giant island – in fact technically a string of islands if we analogize each one to a distinct blockchain. An island is a fun place to hang out, possibly to even live, but at some point in time you need to return to the mainland, where they still deal in fiat currency, bank accounts, and debit cards. That’s the point at which a crypto wallet with built-in payment support proves its worth.
It’s great to have a wallet with multi-crypto and multichain support, but if it doesn’t have a fiat on- and on-ramp it’s as much use as an island without a runway; t’s hard to get to and expensive to leave. But enough analogizing about islands: we’re here to review crypto wallets that come with their own runway – sorry, fiat gateway – attached, allowing you to check in and out of the cryptoconomy any time you like.
Of course Mercuryo’s wallet is gonna come with a payment gateway attached – it is a payment gateway. The company already specializes in helping millions of users onboard to crypto and then reverse the process thanks to its integration with existing web3 wallets, staking platforms, exchanges, and other blockchain service providers. But Mercuryo also offers its own wallet and it’s a refined one at that. While available as a white label service for businesses looking to roll out their own crypto wallet, it’s also available for crypto users to access directly – and there are a number of compelling reasons to do so.
Mercuryo Wallet allows you to instantly log in with email and 2FA. Then, after completing verification, you can instantly purchase crypto and use it for trading, DeFi, or whatever else you fancy doing onchain. More than a dozen cryptos are supported as well as stablecoins, and there are plenty of incentives for making Mercuryo your web wallet of choice. If the slick UX doesn’t seal it, the prospect of earning 0.5% of every transaction for referring your friends should.
Trust is a well named and well regarded crypto wallet that serves as your gateway to web3. But it’s also your gateway to the world you had to temporarily leave behind to get there, thanks to built-in fiat support. Trust’s Buy Crypto feature does exactly what it sounds like, allowing you to instantly purchase over 100 cryptos directly within the wallet. As a non-custodial wallet, there’s no need to complete verification to start using Trust, though it is of course required should you wish to purchase crypto through one of the supported payment providers.
With the likes of MoonPay and Mercuryo supported, there are ample options for cashing in via Trust, allowing you to skip the boring onboarding stuff and cut to the chase: discovering all the fun things you can do with crypto. One of the best things about Trust Wallet is its multi device support, meaning it runs just as well on your smartphone as it does on desktop. And of course, you can run the same wallet on both devices should you so desire for added convenience.
MetaMask is the daddy of web wallets, the one that was there from the start which, for the record, was the original DeFi summer of 2020 when everyone and everything was on Ethereum. The onchain world’s evolved a lot since then and so has MetaMask, expanding to support the full EVM stack of L2s as well as other networks such as Tron which can be added through Snaps – MetaMask’s built-in extensions library that further extend the web3 wallet’s utility.
But we’re not here to talk Snaps – we’re here to talk about buying crypto with MetaMask, which is a doddle to do directly within the wallet. Likewise when it comes to selling crypto. Just hit the Buy button in MetaMask Portfolio and you’ll be guided through the process with the ability to choose from a range of payment providers and select the crypto you wish to acquire.
Ledger Live isn’t just a hardware wallet companion: it’s a full-fledged crypto management app that allows you to buy, sell, and swap crypto with integrated fiat payment. If security is your top priority, Ledger Live is the one to plump for, providing the best of both worlds: cold storage combined with a convenient fiat on-ramp. Paypal, Ramp, MoonPay, and Sardine are all supported, allowing you to pick your preferred option and get down to business.
Unlike software wallets that keep private keys on your device, Ledger Live pairs with Ledger’s renowned hardware wallets, ensuring that your precious bitcoin, memecoins, and stables stay safe from hacks and phishing attacks. The chef’s kiss to top it all is that you don’t need to leave the Ledger ecosystem to buy or cash out crypto. Integrated fiat services via partners like MoonPay and Ramp make it easy to convert crypto to fiat or vice versa – all without compromising the security that caused you to simp for Ledger in the first place.
Crypto.com is a household name in crypto, and its wallet doubles as a full-fledged financial hub where you can buy, sell, trade, earn rewards, and do umpteen other things. Unlike wallets that simply act as a basic storage solution, Crypto.com’s wallet is deeply integrated into its ecosystem, offering staking, cashback, and access to hundreds of digital assets.
If you’re looking for a wallet that does more than just hold your funds, Crypto.com is the wallet to download. It enables users to seamlessly convert fiat to crypto, spend assets using the Crypto.com Visa Card, and earn various perks while making transactions. With over 400 supported cryptocurrencies and a well-optimized mobile app, Crypto.com is a household name for good reason. Normies love it and so do DeFi connoisseurs. It’s a wallet and payment gateway for the full spectrum of onchain users.
If ease of use is your primary concern, Exodus is the wallet you go and see. With support for over 260 cryptocurrencies, Exodus makes it effortless to buy your preferred tokens directly from the app. Apple and Google Pay are supported and you can also purchase crypto with your bank account directly within the Exodus wallet interface. Speaking of interface, the clean UX is one of the most compelling reasons to use Exodus. This is a darn nice wallet to look at and a pleasure to use.
Indeed, the intuitive user interface is why Exodus is one of the best wallets for beginners. However, don’t mistake simplicity for a lack of utility: Exodus comes with a host of valuable features including its integrated fiat service. Whether you’re on desktop or mobile, Exodus ensures a smooth on- and off-ramp experience for crypto users that eliminates friction.
No web3 wallet is an island when it’s connected to the financial mainland by a fiat gateway. All of the wallets featured here are fully stacked with features, but they all share what is arguably the most important one of all: fiat payments. It’s thanks to this ability that everything that comes next is possible, from trench hunting for the next 1,000x to yield chasing for a double-digit APY. Crypto is where it happens, but fiat on-ramping is how. Pick the right wallet and wherever your onchain journey takes you, you’ll have the comfort of knowing you can leave your island at any time – and return just as quickly when you’re ready to do it again.
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Disclaimer: Analytics Insight does not provide financial advice or guidance. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. You are responsible for conducting your own research (DYOR) before making any investments. Read more here.