The traditional global banking industry is notorious for overcharging consumers for basic services. Money remitters, for example, punish users with an industry-average 4.2% fee and settlements that take days to complete.
This opens the door for fintech upstarts to provide a much-needed alternative. Digitap ($TAP) has built the world’s first “omni-bank” platform. It leverages the best of both fiat and crypto to provide a superior experience.
The project’s crypto presale has raised more than $4 million despite launching weeks before the crypto market’s sea of red in late 2025. Investors even ranked Digitap as the best crypto to buy, even though rival presale projects raised substantially more money.
Most notably, BlockDAG ($BDAG) raised more than $400 million, but Digitap’s real-world financial utility and global reach give it a clear edge.
Digitap was built as a direct response to the financial industry’s pain points. It offers a live global fintech bank app that lets users send, receive, store, and spend both fiat and crypto in a single interface. Its goal is to create a full crypto-powered banking alternative that everyday people benefit from.
By leveraging blockchain rails alongside traditional fiat networks, Digitap’s AI-powered software can find the fastest and cheapest way to move money. The end result is a global money transfer that could arrive within seconds at a cost of less than 1%.
The global banking system also lacks spending tools that make it easy for anyone to spend their crypto. Digitap offers all users a virtual and physical Visa card linked to their account balance. This means a user can hold any of the 100+ supported cryptos and spend them anywhere Visa cards are normally accepted.
Unlike traditional banks that demand excessive personal data, Digitap stands out as the best altcoin to buy for its privacy and autonomy features. Users can choose a no-KYC signup process for basic use. This is a lifeline for the estimated 850 million people worldwide left out of the banking system because they do not have an official form of identification.
Investors are backing Digitap’s mission of providing a better solution for everyday financial needs. The project’s crypto presale of its native $TAP token launched in late summer 2025. To date, it has raised more than $4.1 million, a notable achievement as it coincided with the sea of red in the crypto market.
As part of a tiered presale, $TAP is designed to gain value in stages. The token was offered for sale at $0.0125 and has steadily increased to $0.0427, giving early investors a paper profit of nearly 250%.
$TAP is also a top crypto to buy for the long term because of its favorable tokenomics. With a fixed supply of 2 billion $TAP, the project is allocating half of the platform’s profits toward buybacks, burns, and funding stakers. This means the value of the token is directly correlated with the platform’s success story rather than artificial hype and future promises.
As its name implies, BlockDAG is focused on the blockchain architecture layer. Specifically, it leverages a hybrid Directed Acyclic Graph (DAG) to deliver extremely high throughput, with claims of up to 15,000 transactions per second. This is far above legacy chains like Cardano, which peak at around 1,700 transactions per second.
Early promises have helped BlockDAG record one of the largest crypto presales in recent history, with more than $440 million raised. There is a lot of hype surrounding BlockDAG being the “next big thing.” The problem is that technical superiority alone doesn’t guarantee success.
Essentially, BlockDAG has completed the easy part of its journey by raising a lot of money through impressive-sounding promises. The real challenge will soon begin. A super-fast network is great, but if users have no real reason to interact on the network, it risks becoming just another backend protocol with no real utility.
BlockDAG is building the digital industry’s equivalent of a bigger and faster highway. But it still needs to attract applications and users to make that highway useful. It focuses on improving scalability and speed at the network level, which is a bold mission. Essentially, it depends on third-party developers to adopt its technology and build apps on it.
Digitap, on the other hand, has built a bank app, offers a crypto wallet, Visa cards, high-yield savings opportunities, foreign exchange accounts, an integrated global payment network, and much more. It’s not just a highway; it’s an entire transportation service for money.
This complete suite of products and services makes Digitap the better crypto to buy. It provides a simple, global banking product that delivers a direct line to end users and their financial needs.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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