Passive income remains a core theme as investors prepare for 2026, especially amid a turbulent economy with high inflation and major layoffs. Yield, staking rewards, and platform revenue sharing are becoming more important than short-term price swings.
This has pushed many traders to compare altcoins to buy in the DeFi industry, where passive income is a major criterion for choosing the best crypto to buy. While there are many viable candidates, Digitap ($TAP) tops the list with high APY, delivered utility, discounted entry, and a 50% platform profit redistribution.
Digitap ($0.0439): Revenue-Backed Crypto Presale Tying Rewards To Usage
Aave ($156): DeFi Lending With Established Yield Streams
Uniswap ($4.81): Trading Fees Power Long-Term Yield
Sui ($1.51): Network Staking With Emerging Demand
Digitap is a working omni-bank that offers standard financial services, including deposits, withdrawals, swaps, payments, and transfers. It supports both fiat and crypto transactions with a Visa-linked card, and its app is available on iOS and Android. $TAP is priced at $0.0439 and will rise steadily at each round, with nearly 200M tokens sold so far.
Digitap is unique in how it links income to platform performance. Instead of relying only on staking inflation, 50% of platform profits are allocated to token burns and holder rewards. Users can earn rewards into their accounts as they spend at Visa-compatible terminals worldwide, with 124% APY simply for holding the coin and waiting for listing at $0.14.
The token supply is fixed at 2B, which limits dilution and supports long-term scarcity. As usage grows, platform revenue feeds directly into the reward system. This structure makes Digitap stand out in the crypto presale space, where most projects rely on speculation. It’s also unique in the sense that it offers staking APY alongside explosive price potential.
Other platforms might offer yields, but have already seen large price multipliers, finding further expansion difficult. Mature tokens do not offer the same upside in comparison to early-stage altcoins to buy.
Aave remains one of the largest lending platforms in DeFi. Users earn yield by supplying assets to liquidity pools and collecting interest from borrowers. This model provides relatively stable returns compared to trading strategies. At around $156, Aave reflects a mature protocol with deep liquidity and consistent usage.
The yield rate depends on the asset in question — there are different interest rates for different cryptocurrencies (USDT, DOT, SOL, etc). While upside potential is more limited than early-stage projects, many investors still include Aave in passive income portfolios. It is often used as a base layer alongside newer altcoins to buy that offer higher growth exposure.
Uniswap continues to dominate decentralized exchange activity. Liquidity providers earn a share of trading fees, creating income tied directly to market volume. This makes UNI attractive during active trading periods. At $4.81, Uniswap’s valuation reflects its position as a core DeFi infrastructure project
Growth is steady rather than explosive, but fee generation remains strong. Some investors pair UNI with crypto presale assets to balance reliable yield with early-stage upside when building passive income strategies. Whatever the aim, UNI is a solid addition to portfolios as a well-known anchor in the DeFi industry.
Sui offers staking rewards through its network consensus model. Validators and delegators earn yield by securing the chain, creating a base income stream for long-term holders.
At around $1.51, SUI is still in an expansion phase, and this is a relatively new token, being launched in mid 2023.
Adoption is growing, but price movement has been uneven, with a 67% yearly price decrease. This places Sui in a middle position between large-cap stability and early-stage risk. For investors comparing altcoins to buy, it represents a network-based yield option with moderate growth potential.
Aave and Uniswap provide established DeFi yields, while Sui offers network-based staking rewards. Digitap adds a different layer by tying income to platform revenue through its unique crypto presale structure. Most altcoins to buy have arbitrary reward models that are completely disconnected from actual usage.
But Digitap is designed differently. In terms of the best crypto to buy for passive income, it takes the lead. It has global appeal as an omni-bank with Visa payments. Along with its delivered utility on iOS and Android, it offers 124% yields and is 68% discounted from its projected launch price of $0.14 — a bargain for cost-conscious investors.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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