Crypto-friendly neobanks blend fiat banking and digital asset support on a single platform.
Important features include wallet support, crypto trading, integrated cards and global transfers.
Always check licensing, custody of crypto and fee structure before choosing a neobank.
Digital banking is changing rapidly, and for those who own cryptocurrencies, it offers something new and practical: tools that let them manage cash and digital assets on a single platform. Neobanks, the fully digital banks, are attracting more users and competing with traditional banks in this area.
Revolut: A UK company established in 2015, Revolut facilitates users to buy, sell, and hold cryptocurrencies directly from the app. Users can convert to and from a great deal of digital currencies, automate purchases, and spend crypto using the prepaid card when it is available.
Wirex: The company enables the connection between traditional banking and crypto. It is more focused on people who want to use cryptocurrencies for daily purchases and hence, Wirex is a good choice for them. Users can hold not only digital but also fiat currencies and make savings with fewer payments and conversions.
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Xapo Bank: Xapo Bank provides more accessible banking and digital asset services for crypto holders and focuses on custody and global reach.
Nebeus: This platform, which is based in Barcelona, combines banking with multi-currency and crypto-backed lending and wallet services. If one is seeking more than just holding and trading, Nebeus provides comprehensive tools.
Trastra: This company, based in Prague, allows users to spend cryptocurrencies with a Visa debit card and to buy and sell. Trastra is designed for spending, not just investing.
SoFi: US-based digital financial platform that seamlessly integrates crypto investing with everyday banking. For crypto owners who also handle stocks, loans, or savings, SoFi gives a smooth experience.
Current: Initially a mobile-only banking app, Current has gradually added crypto trading and management on the same platform. Current is made for users who want quick, digital-first access to both fiat and crypto.
Monese: A neobank based in the UK that has multi-currency accounts and collaborates with crypto service providers. Monese is good for clients who manage fiat banking and crypto across various countries.
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Monzo: Monzo allows users to trade cryptocurrencies directly in the app, and it also lets them link exchange accounts and view holdings alongside standard bank accounts. Monzo is handy for crypto owners who also need reliable budgeting and banking instruments.
N26: Established in Berlin, N26 has launched ‘N26 Crypto,’ letting users buy and sell various cryptocurrencies via the app. N26 is a great choice for users who want crypto incorporated into their daily banking.
If one owns cryptocurrencies and is looking for more than just a wallet, 2025 has introduced 10 neobanks that should definitely be on one's radar. It doesn’t matter whether one wants to spend their crypto, get crypto-backed loans, or keep everything in one easy platform - there’s a choice here. Be sure to align the neobank with needs like banking options, crypto accessibility, location, and fees.
1. Are neobanks safe for holding crypto?
If neobanks use trustworthy custodians and apply fair fees, they may be secure. Nevertheless, crypto assets are not insured if taken out of the traditional banking sphere; hence, one should be extra careful with them.
2. Can I spend crypto with a neobank card?
Yes, some neobanks, like Wirex or Trastra, for instance, allow use of their debit cards that instantly convert crypto into fiat at the point of sale.
3. Does my country matter when choosing a crypto-friendly neobank?
Many neobanks configure their features (cryptocurrency trading, card usage, transfers) in accordance with the regulations of the user's country.
4. Should I use a neobank only for crypto?
Not at all. The neobanks could offer their best services by letting one use them for both fiat and crypto: budgeting, spending, saving, and digital assets all together.
5. What’s the difference between a crypto exchange and a crypto-friendly neobank?
A cryptocurrency exchange is solely concentrating on the buying and selling of digital currencies. A crypto-friendly neobank, on the other hand, has the same banking infrastructure as traditional financial institutions (accounts, cards, transfers) and also supports crypto; thus, it combines both worlds.