EPF balance and claim status can be checked instantly through online portals, the UMANG app, SMS, missed call, or helpline, making account access simple and convenient.
With KYC-linked UANs and auto-settlement features, EPF claim approvals have become faster, often completed within 72 hours for eligible withdrawals.
Regularly updating personal, bank, and KYC details helps prevent claim rejections and ensures timely credit of EPF funds without delays.
Tracking the Employee Provident Fund (EPF) balance and claims is now a simple process. There are so many options to keep the account holder updated about the status of contributions. For instance, real-time updates through the EPFO portal, mobile app, and SMS notifications allow for complete transparency in fund management. Let’s take a look at how these options make monitoring EPF accounts easier.
Also Read: How to Easily Transfer Your PF Online: A Quick Guide
Each EPF account is designated with a UAN that remains the same throughout all stages of employment. The number merges several provident fund accounts related to various organizations into one single, permanent reference.
Upon activation of the UAN and linking of Aadhaar, PAN, and bank credentials, this allows for smooth fund management, swift claim settlement, and access to a range of online EPF facilities.
Log in to the official EPFO website with the UAN. This opens the link to the Member Passbook section. The portal will then display a detailed statement of all contributions and withdrawals.
The UMANG app, on iOS and Android, offers an easy way to view the passbook anytime. One just needs to log in to the portal with their UAN and authenticate via OTP sent to the registered mobile number to see the full balance and transaction history.
EPFO balance details can be accessed by sending an SMS in the format EPFOHO UAN to 7738299899 using a registered mobile number. The system instantly replies with balance details. Language choice can be defined with corresponding codes such as HIN, MAR, or BEN.
A missed call to 9966044425 from the registered mobile triggers an SMS with balance information. This service works without the internet and is completely free.
Round-the-clock support for balance and claim status inquiries is provided through the toll-free number 1800 118 005.
The EPFO portal and UAN Member Portal provide real-time updates on withdrawal, transfer, or pension claim status. Claims normally show phases such as "Under Process" when reviewed by the PF office and "Claim Settled" once funds are transferred.
Online claims with verified KYC usually settle within 3-5 working days, while offline claims can take up to 20 days. Offline tracking through SMS and missed call services also lets members stay informed about the progress of their claims. Sending the UAN via SMS or giving a missed call returns claim details quickly.
Full Withdrawal: A complete withdrawal is allowed at retirement (58+ years), after two months or more of unemployment, or in case of death before retirement.
Partial Withdrawal: This service is available for medical treatment, home purchase, education, and LIC policy payments. Eligibility becomes active after 12 months of service.
Unemployment-linked Withdrawal: 75% balance available after one month of unemployment. Full balance will be provided after two months.
Pension Claims: These filings are accessible after ten years of service or at retirement through prescribed forms.
Auto-settlement of claims has been enhanced, increasing limits from Rs. 1 lakh to Rs. 5 lakh, with many claims processed within 72 hours. Advance claims for health, education, and other purposes gain from this fast-track processing. The upgraded system uses automated verification to minimize manual failure, improving accuracy and transparency in every transaction.
A new Composite Claim Form combines many categories for easier submission. Online filing requires users to log into the EPFO portal, verify details, select the claim type, and upload supporting documents. The process helps in faster settlement and direct credit of the approved filing to the registered bank account.
Also Read: How to Grow Tax-Free Income Using PPF and NPS: Easy Guide
Common rejection reasons include incomplete personal data, inactive UAN, mismatched KYC, or documentation errors. Correcting such issues through the UAN Member Portal and resubmitting claims is standard procedure. Escalation via EPFO Grievance Management System or Right to Information application is possible if issues persist beyond 15-30 days.
With enhanced digital facilities and efficient offline support, EPF account and claim management processes now align with transparency and accountability goals. The central EPFO portal offers real-time access to fund information, enabling faster services across all channels.
1. How can the EPF balance be checked online?
The balance can be viewed through the EPFO Member Portal using the UAN and password under the “Member Passbook” section. The updated balance reflects within 24 hours of employer deposit.
2. How can the EPF balance be checked without the internet?
EPF balance can be checked offline by sending an SMS in the format EPFOHO UAN ENG to 7738299899 or by giving a missed call to 9966044425 from the registered mobile number.
3. What is the UMANG app, and how does it help?
The UMANG app allows checking EPF balance, downloading the passbook, and tracking claim status. Verification is done using an OTP sent to the registered mobile number.
4. How can the EPF claim status be tracked?
Claim status can be tracked online through the EPFO portal under Track Claim Status or offline using SMS and missed call services linked with the UAN.
5. How long does it take to settle EPF claims?
Online verified claims are usually settled within 3–5 working days, while offline claims may take up to 20 days depending on verification and documentation.