India’s credit growth is rising 12–14% in FY2026, driven by strong retail, SME, and corporate loan demand..HDFC Bank leads private banks with steady retail and corporate lending and strong digital adoption..ICICI Bank shows strong growth across retail, SME, and corporate loans with high ROE and stable earnings..SBI benefits from rising rural and urban credit demand with its wide branch network and PSU strength..Axis Bank posts strong retail loan growth backed by technology-led expansion and a large customer base..Kotak Mahindra Bank offers stability with high CASA ratio and conservative lending in a high-growth cycle..Bank of Baroda and PNB show improved asset quality and rising profits among public sector banks..AU Small Finance Bank captures credit growth in semi-urban and rural markets with strong loan demand..Digital banking, stable NPAs, and strong GDP growth are key drivers supporting banking stocks in 2026..Read More Stories.Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp