Top-Performing Gilt Mutual Funds to Buy in December 2025

Anudeep Mahavadi

Smart Debt Investing: Gilt mutual funds focus on government securities, making them a low-credit-risk option for stable returns.

Why Gilt Funds Matter Now: With interest rates stabilizing, gilt funds can benefit from potential appreciation in bond prices.

SBI Magnum Gilt Fund: Known for consistent performance and disciplined exposure to long-duration government bonds.

ICICI Prudential Gilt Fund: Offers a balanced approach with active duration management suited for changing rate cycles.

HDFC Gilt Fund: Popular among conservative investors looking for steady returns backed by sovereign securities.

Nippon India Gilt Securities Fund: Focuses on actively managing maturity profiles to optimize returns during rate movements.

Axis Gilt Fund: A relatively newer option that emphasizes risk management and stable long-term growth.

Who Should Invest in Gilt Funds: Ideal for investors seeking low credit risk, portfolio stability, and medium-to-long-term goals.

Key Things to Watch: Interest rate trends, investment horizon, and expense ratios play a crucial role in returns.

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