Top Banks With Best FD Interest Rates in India for October 2025
Humpy Adepu
Suryoday Small Finance Bank: Offers up to 8.20% interest on 5-year FDs for general citizens, 8.40% for senior citizens, ensuring attractive returns safely.
Jana Small Finance Bank: Provides 8.00% interest on 5-year FDs for all, with additional benefits for senior citizens seeking higher guaranteed returns.
Utkarsh Small Finance Bank: Gives 7.65% interest on 5-year FDs for general customers, and 7.75% for senior citizens, making long-term savings rewarding.
RBL Bank: Offers 7.20% interest on 5-year FDs for general depositors, 7.70% for seniors, combining financial security and consistent growth.
SBM Bank India: Provides 7.50% interest on 5-year FDs for regular citizens, 7.75% for senior citizens, perfect for risk-free long-term investments.
Federal Bank: Gives 7.00% interest on 5-year FDs for general citizens, 7.50% for seniors, offering stability with reliable fixed returns safely.
ICICI Bank: Offers 6.60% interest on 5-year FDs for general depositors, 7.10% for senior citizens, combining convenience and trust for investors.
HDFC Bank: Provides 6.40% interest on 5-year FDs for general customers, 6.90% for senior citizens, making safe saving options easily accessible.
Axis Bank: Gives 6.60% interest on 5-year FDs for general citizens, 7.10% for senior citizens, ensuring reliable and consistent returns over time.