Rules for Protecting Your Bank Details From Scammers
Somatirtha
Never Share OTPs: Banks never require OTPs over calls or messages; keep these codes private to prevent unauthorised transactions.
Avoid Suspicious Links: Do not click unknown banking links received through messages, emails, or social media, as they may steal credentials.
Verify Caller Identity: Never trust callers claiming to represent banks without verification; contact your bank directly using official contact details.
Protect Your PIN: Keep debit and credit card PINs confidential, avoid writing them down, and never disclose them publicly.
Use Strong Passwords: Create unique, difficult-to-guess banking passwords and avoid reusing them across multiple websites, applications, or services.
Enable Transaction Alerts: Activate SMS, email, or app notifications to immediately identify suspicious transactions and report unauthorised activity quickly.
Avoid Public Wi-Fi: Do not access internet banking through unsecured public networks, which can expose sensitive information to cybercriminals.
Check Account Statements: Regularly review bank statements and transaction histories to identify unfamiliar payments, withdrawals, or other suspicious activity.
Report Fraud Immediately: Contact your bank immediately after noticing suspicious activity to block accounts, cards, or transactions and limit potential financial losses.