Prompt: “I want to save $10,000 for a vacation—help me allocate monthly income over 12 months.”.Prompt: “Analyze my last three months’ spending habits and suggest where I can cut back.”.Prompt: “I have multiple debts—advise whether to use the avalanche or snowball repayment method.”.Prompt: “Create a monthly budget plan covering essentials, savings, and discretionary spending for stability.”.Prompt: “Recommend strategies to improve my credit score and prevent credit card debt.”.Read More Stories .Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp