Car subscriptions trade ownership pride for flexibility, convenience, and predictable monthly mobility costs..Ownership demands upfront capital, long commitments, insurance hassles, depreciation risk, and maintenance responsibility..Subscriptions bundle insurance, servicing, roadside assistance, reducing surprises but raising monthly expenses..Frequent city drivers benefit from ownership, where high usage spreads fixed costs efficiently..Short term users gain from subscriptions, avoiding resale stress and long term depreciation losses..Ownership builds asset value temporarily, but depreciation accelerates sharply after initial purchase years..Subscriptions suit uncertain lifestyles, job changes, relocations, or experimenting with different car types..Cost comparison flips with tenure: longer holding periods strongly favour ownership economics..Winner depends on stability, usage intensity, and tolerance for financial and logistical friction..Read More Stories.Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp