Best UPI Apps in India Ranked (2025 Update)

Somatirtha

PhonePe Tops the Chart with 50% UPI Share, Dominates India’s UPI space with smooth UX and bill pay tools

Google Pay Holds Strong with Clean UI and Fast Transfers, Loved for reliability and quick cashback offers in 2025

Paytm UPI Bounces Back with Wallet Integration, Combines UPI, wallet, and merchant payments seamlessly

BHIM App Gets a Boost with New Security Features, Lightweight and government-backed, ideal for basic UPI users

Amazon Pay Expands UPI with Loyalty Perks, Prime users enjoy extra cashback and bill payment ease

Mobikwik UPI Offers Super-Secure AutoPay & CreditLink, Emerging as a credit-first UPI app with solid encryption

Tata Neu Integrates UPI With Rewards Ecosystem, UPI meets super-app convenience with NeuCoins and cashback

WhatsApp Pay Gains Trust with Simplicity and Speed, Small footprint, fast UPI transfer, and easy contact sync

Jio UPI Climbs With Telco Bundled Payments, Jio’s ecosystem powers a smooth, growing UPI experience

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