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Corporations have allocated over $471 million to XRP reserves in 2025, led by firms like VivoPower and Wellgistics.
XRP’s low transaction costs and fast settlement make it ideal for treasury and cross-border payment strategies.
Pending ETF approval and DeFi integration signal a broader institutional shift toward XRP as a financial tool.
As 2025 progresses, a wave of publicly listed companies is broadening their treasury strategies by allocating capital into XRP, not merely as a speculative token, but as a practical, high-efficiency liquidity tool. According to crypto research firm Messari, this marks a significant shift in how institutions perceive digital assets within treasury management frameworks
Where crypto was once relegated to speculative assets, 2025 is seeing XRP emerge as a store of value and settlement tool in corporate treasuries. Its fast transaction speeds (3 - 5 seconds) and micro-cost structures, often less than a cent, make XRP a stark contrast to traditional ACH or wire methods that require days and incur significant fees.
Several companies have officially announced XRP allocations in their balance sheets:
VivoPower International PLC (Nasdaq: VVPR) raised $121 million via private placement, largely financed by Saudi Prince Abdulaziz bin Turki Al Saud, to fund its XRP reserve strategy. The firm aims to position itself as the “first XRP‑focused enterprise”.
Wellgistics Health, a U.S. pharmaceutical distributor, received a $50 million equity credit line from LDA Capital to support XRP acquisition. They also plan to use XRP-based payments in their operational network of over 6,000 pharmacies.
Webus International has filed with the SEC to raise $300 million in debt financing aimed at building an XRP treasury reserve to enhance cross‑border payment infrastructure.
Messari notes that the total corporate allocation into XRP treasury reserves now exceeds $471 million.
Also Read: XRP Drops Again: Is a Bigger Price Correction on the Horizon?
Beyond accumulation, firms are innovating around XRP usage:
Hyperscale Data (NYSE: GPUS), via subsidiary Ault Capital Group (ACG), has announced plans to acquire up to $10 million in XRP by the end of 2025.
ACG will launch an XRP-based lending platform in Q3 2025, offering loans to public companies via fast, on‑chain processes powered by XRP Ledger, with exposure hedged using CME XRP futures.
XRP’s core advantages are driving this trend:
Speed & cost: Transfers settle in seconds for negligible transaction fees.
Liquidity and ledger integrity: XRP Ledger supports real‑time settlement and DeFi use cases.
Corporate efficiency: Firms benefit from diversified treasury assets and optimized payment operations.
Regulatory and institutional advancements: As XRP gains visibility, including mentions by mainstream political figures, regulatory clarity continues to improve.
Additionally, XRP is being tokenized and utilized across new ecosystems. For example, it’s now available on Base (cbXRP), incorporated into THORSwap cross-chain liquidity, and selected by the Dubai Land Department for real estate title tokenization.
The SEC is currently reviewing an XRP Trust from WisdomTree, with a decision expected within 240 days (by late January 2026). Approval would enable wider corporate treasury adoption by offering regulated, ETF-based exposure. Other notable firms, Bitwise, Canary Capital, and 21Shares, are pursuing similar products.
The culmination of corporate treasuries integrating XRP, alongside new XRP-based financial services and pending ETF approvals, points to a turning point for digital assets in enterprise finance. If these trends continue, XRP could become a standard feature in corporate liquidity management.
Also Read: Can XRP Hold $2 This Time or Is Another Drop Coming?
Over $471 million has now been earmarked for XRP treasury strategies across three major companies, with both standard reserve accumulation (VivoPower, Wellgistics, Webus) and emerging financial services (Hyperscale Data/ACG) models in play. With legislative clarity improving and corporate systems evolving, 2025 may well become the year XRP transitions from a niche crypto token to an institutional-grade treasury tool.
